Retirement Income
Turning savings into a steady income you won't outlive.
Fergus, Ontario
Sunrise Advice Council
Clarity On Our Path
A guided conversation about the financial decisions that shape your next chapter — led by Dick M. A. Haas, B.A., Principal.
About
An independent voice in your corner.
Sunrise Advice Council is an independent financial planning practice based in Fergus, Ontario. We work with individuals and families across Wellington County who want a straightforward, unhurried second opinion on the decisions that matter — without a product to sell at the end of the conversation. Rather than starting with a pitch, we start with your questions and build a plan around the answers.
Pre-Retirees
Ten to fifteen years out, thinking seriously about what the transition to retirement actually looks like.
Retirees
Drawing down savings, managing income, and adjusting a plan as life changes.
Business Owners & Professionals
Balancing business assets with personal financial goals, now and at transition.
Families in Transition
Navigating an inheritance, a loss, or another major change to the family's finances.
Approach
Conversations, not templates.
How we help, in six areas.
Life-Stage Planning
Guidance that adapts as your family, career, and priorities change.
Values-Based Decisions
Grounding financial choices in what matters most, not just the numbers.
Estate & Legacy
Working through wills, beneficiaries, and the legacy you want to leave.
Insurance Review
A second look at your coverage to make sure it still fits your life.
Business Owners
Balancing business and personal finances, with an eye on the transition.
What to Expect
A first conversation, without the pressure.
No forms to fill out ahead of time, and no obligation at the end of it.
01
A Conversation
We start by talking — about where you are, what's on your mind, and what "enough" looks like for you.
02
A Clear Picture
We put together an honest picture of your situation, in plain language, so you know exactly where you stand.
03
A Path Forward
Together, we map out next steps, at whatever pace makes sense for you.
Clarity on our path.
Financial decisions rarely happen on their own — they're tied to family, work, and the life you're building. Sunrise Advice Council exists to bring a little more clarity to that path, one honest conversation at a time.
Contact
Let's talk it through.
Dick M. A. Haas, B.A.
Principal
Dick founded Sunrise Advice Council on a simple belief: that financial advice works best when it starts with listening, not a script. He works directly with every client himself — unhurried, plain-spoken, and focused on your goals over any one-size-fits-all plan.
- Address
- 306‑217 Scotland Street
Fergus, ON N1M 3L8 - dickmhaas@gmail.com
Ready when you are.
Reach out by phone or email to set up a conversation — no obligation, just a chance to talk it through.
Email Dick